Owner-Occupied Repair Program

Cheerful Seniors

Crooked Creek Northwest CDC works to combat blight and displacement. We administer an owner-occupied repair program that supports families in need of essential improvements ranging from $1,000 to $25,000. This program is based on available funds. Program requires are as follows. 


To qualify, residents must:


  - Own their homes, have adequate homeowner's insurance, and be current on property taxes.

  - Live within the CDC's service area: 46268, 46278, 46254, 46228 and residents living west of

   Grandview Drive/Ditch Road in 46260.

  - Earn less than 80% area median income


Priorities will be given to:

  - Projects that mitigate blight or conditions that pose a serious threat

  - Seniors, veterans, and those living with disabilities

  - Those living in high-poverty census tracts

  - Repairs that are essential for habitability and mitigate displacement

  - Projects that enhance the overall home value


PLEASE READ: It is important to note that repair funds are not grants but rather a 30-year, 0% interest deferred loan. A lien will be place against the property in the amount of the repairs. Homeowners who sell their homes prior before the end of the 30-year period may be required to repay the loan. 

Please complete the inquiry form to express interest in our owner-occupied repair program. Submissions will be reviewed and someone from our office will contact you when funding becomes available. 
Please check all that apply:

Thank you for your inquiry. Your name has been added to our list. Once funding become available, someone from the CDC will contact you to gather more information.